Corporate fraud

When we think of corporate fraud, companies such as Enron, WorldCom, and Wells Fargo, come easily to mind, for their respective cases involved considerable sums of corporate malfeasance and outright fraud, which led to the demise of both Enron and WorldCom because the extent of the corporate impropriety was so deep that these corporate behemoths were unable to remain solvent, thereby costing the American taxpayers, employees of each, and common stockholders, billions of dollars, collectively. 

One might well think that corporate fraud would not be possible for publicly owned corporations in the sense that they are vetted by ostensibly outside accounting agencies so as to assure the general public that all is on the up and up.  Additionally, these same corporations have the important obligation to publicly post their quarterly results, of which these quarterly reports with the corresponding notes of these major corporations are typically carefully looked at by stock analysts at reputable brokerage firms.  Yet, in short, when those at the very pinnacle of the corporate executive office, have in mind that they want to “cook the books” because corporate results are not where they need to be, and then those that serve these corporate executives, are compliant in doing their part to manipulate numbers in a way that all appears to be right, when it surely is not, but still apparently good enough to fool even the most discriminating, this thus begins the process of corporate accounting lies being built upon corporate accounting lies, with the end result often being massive corporate fraud which hurts nearly everyone involved with the corporation, directly or indirectly

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To pull off the highest degree of corporate fraud, necessitates almost for a certainty, the intimate involvement of those that are in control of the very processes so involved in the accounting numbers generated by a given corporation.  In other words, corporate fraud, is by definition, always an “inside job” in which those on the inside are really the only ones that have the power and the gumption to commit that fraud, and are able to typically do so in a manner in which such can be done over an extended period of time, because having been the ones that created the controls to preclude such from happening, this thus signifies that they are also the only ones that best know how to circumvent these same controls so made, in a manner in which the uninitiated simply aren’t able to readily discern that this has actually occurred.

Further to the point, those of which their continual employment, salary, and bonuses are absolutely dependent upon the approval of the corporate offices, are going to have a strong inclination to do what they are thereupon instructed to do by them, because the alternative, would appear to mean, the termination of their employment, either voluntarily or involuntarily.  After all, nobody really wants to be the bearer of bad corporate news, especially when that can easily be interpreted as disloyalty, and thereby virtual automatic dismissal.

The corporate fraud that occurs within America, has an awful lot to do with the combination of executive corporate malfeasance along with outright greed, combined with outside accounting firms, not being diligent enough to maintain their integrity, to always be objective, to be thorough and to do their work competently.

“I learned that courage was not the absence of fear, but the triumph over it.”

The above quotation comes from the incomparable Nelson Mandela, of which, this is a very important sentiment, that more people need to pay attention to, for the easy road is that road in which nothing is demanded of us, and no obstacles stand in our way; yet, that easy road does not permit the opportunity to prove our mettle in any meaningful way.  Each of us is obligated, whether we admit to it or not, to face that of which we most desire but are also most fearful of, which varies from person-to-person, but face it, we must so do -- for if we will not exhibit the courage or the wherewithal to fight for that which has the most meaning to us, then we have failed our own integrity to our lasting shame.

It is important to recognize, that though there are those things that we should be rightfully fearful of, and therefore to conquer such, may indeed be a daunting task for just about anyone, that isn’t always the reality of every case. In fact, far too many times, there are those things that we are scared to do or even to attempt to accomplish, which, in the scheme of things, aren’t really a big deal, after all.  In short, if we aren’t willing to address those tasks that may just have a limited amount of downside, because we are too fearful to even attempt to do so, then it is problematic that we can subsequently ever have the strength of character to tackle those tasks which are truly daunting.

To a very large extent, most people have a fear of the unknown, or if not fearful, a certain cautionary attitude to such; in addition, most people are truly fearful of those things, which are known to be formidable. That said, a reasonably motivated person, should at least take the time to break down what they are so facing with such fearful trepidation, into smaller bits and pieces, to see if that over a period of time, with skill, experience, and knowledge, whether such can be successfully overcome; rather than simply to give up, without even attempting the exercise of the mind, or fairly calling to question one’s full capabilities.

The best day for anyone, is never going to be that day in which all that person did, was simply to sit in quietude; though, that may well have its rightful place.  In truth, the best day for anyone, is that day, in which that which was thought to be highly improbable or impossible, is through an extended amount of concentrated effort and steadfastness, conquered, once and for all.  That then, is a day to be rightly celebrated, for those that crush fear by triumphing over it, have accomplished something of real merit and meaning, thereby deserving of the accolades received, so of.

We are meant to respect fear, as that which slows us down so as to consider it more carefully, for as they say, “fools rush in, where angels fear to tread;” and those then that are wise, see that which is fearful, as often a challenge to be met, recognizing that to overcome any challenge of real worth, is the substance that great souls earn and are therefore made out of.

Corporate share buybacks should be illegal

We read at hbr.org, that “…the 449 companies in the S&P 500 index that were publicly listed from 2003 through 2012…  …those companies used 54% of their earnings—a total of $2.4 trillion—to buy back their own stock.”  The fact, that over 50% of the earnings so made by these S&P corporations, was thereupon spent to buy their own corporate public stock, as compared to utilizing a more significant amount of those earnings for other things such as dividends, research and development, investments, corporate debt relief, or for compensation for staff outside of the executive office, is a real tragedy to the American people, in whole.

The bottom line is that corporate buybacks primarily benefit directly those that own or have options for that public stock, because quite frankly, it is a form of stock manipulation, so done, as a real aid and distinct help to boost the stock price.  After all, the more buyers’ money that a given stock attracts, the more that it has a tendency to rise. In truth, stock buybacks, have little or nothing to do with management believing that the investment of money so earned and subsequently used to buy the public stock is the best usage of that money, but rather it has everything to do with trying to “goose up” their own compensation packages.

Before 1982, stock buybacks were illegal, and were considered to be a form of stock manipulation, which was why they were illegal.  We now have nearly forty years of stock buyback’s history, which demonstrates that stock buybacks are beneficial specifically for the richest of the rich, and therefore of little or no merit for the general public of America; of which, probably the biggest dividing line between why the superrich are currently accumulating more and more wealth at the expense of the general public is because of all the stock wealth being specifically funneled into their hands, at the expense especially, of the middle class.

When a corporation decides to go public by issuing stock to the general public, it thereupon has a responsibility to not only their shareholders, but also to the governance which permits their corporate existence -- by not just existing to make a profit, but rather to conduct their business which is becoming of what it means to be legally sanctioned by the United States of America to do so.  Instead, too many of these corporations, are driven to a very large extent by greed as well as by gaming the system, so that those that are at the top can maximize their own income and wealth, under the illusion so sold, that all is fair and right; when in reality, a significant portion of the profits so being made is not being distributed fairly but is tilted heavily into the hands of those that are its corporate executives and biggest shareholders.

When such a high percentage of profits are being redirected into the hands of the executive officers, as opposed to more of that money being utilized for research and development, general improvement, or providing more equality and fairness in compensation for all of its employees; we have in front of us a system which is corrupt, and of which, the government has become its enabler, when rather that government should be looking out for those that deserve a fair deal, instead. 

The need to learn in order to know

When it comes to learning, different people are going to have different motivations, in which some people just naturally enjoy learning about all sorts of different things, because by that knowledge, they feel more valued, of worth, and also fulfilled as an individual.  Then there are plenty of others that enjoy learning about subjects that they find engaging on a personal or professional level, and desire to devote themselves to that knowledge; in which though, often they also consciously push to the side, other subject matter that isn’t of any real interest to them.  Finally, there are those, perhaps because they have fallen behind fundamentally on the basics of their language and mathematical skills, that disengage themselves from learning, of just about anything, because they simply have just given up and have lost heart.

It is important for any society that has agreed to educate its whole citizenry, that the effort to do so, is as successful as it is so possible to be.   It then so follows that probably the best way to get people to learn is to provide the structure and the accouterments that encourages them to want to actually learn.  After all, those that are disengaged, uninterested, disruptive, sleep deprived, stressed out, or hopelessly behind, aren’t going to learn all that much, because they aren’t in a good place to be receptive or capable enough to learn.  That is why, early intervention, in order to properly educate children is so important, not just on a student level, but also on a familial level, because the environment so needed to learn, should not be exclusively just the school system, because students typically need to have some sort of additional assistance and support from the home front, as well.

The best kind of learning environment for students is an environment that encourages them to seek out subjects that they have a natural interest in, which they then are able to learn about, by virtue of having mastered fundamental language and mathematical skills.  In other words, a good school system is one that teaches the necessary fundamentals to those students, so that they can therefore use that knowledge in order to think for themselves, so as to subsequently find subjects that are of interest for them, that they want to learn about, which helps to keep them engaged, interested, and knowledgeable.

Again, it has to be noted, it is difficult for anyone to learn if they do not have a good command of the necessary tools that are required to learn.  Further to the point, societies advance based upon a significant portion of its citizenry that are able to think and reason for themselves, so needed, in order to preclude such citizenry from being treated by its governance, as subjects that are meant to be obedient, as compared to citizens that are meant to be independent thinking, while also being cognizant that within the rights so provided to them by their government along with their unalienable rights, that they have incumbent duties so needed to be performed by them, so as to uphold and to maintain those rights for the people. 

Those then, that learn well are not only a benefit to themselves but also to their society, because having that knowledge provides them with the bedrock of what is known as liberty.

“Tear gas” is chemical warfare against civilians

Police officers continue to use “tear gas” as a form of riot control, of which, just the very name “tear gas” is a great disservice to those that have been subjected to such; for the reality of the situation is that “tear gas” is far more invasive, dangerous, debilitating, and cruel, than the belief that somehow all “tear gas” does is produce a few unwelcomed tears. In truth, those suffering from these chemical attacks, find that the chemical agent mist can create skin burns, all sorts of respiratory and gastrointestinal discomfort and pain, along with the aforementioned tearing of the eyes, itching of eyes, aching, and blurry vision; making this chemical agent far more insidious than what its street name so suggests.

The fact that chemical warfare has been banned in the field of war for a century, makes it especially cruel and somewhat ironic that somehow, it’s okay to use this substance against civilians, that in virtually all cases, have no good protection, whatsoever, such as a gas mask, against this debilitating agent.  While, no doubt, there are conditions in which, the police are far outnumbered by an upset population and of which, it is imperative that some sort of control be imposed, the go-to solution of basically indiscriminately spraying tear gas in which those within the closest proximity as well as those trapped in enclosed spaces, do especially suffer and are susceptible to real harm from this agent, is morally suspect.

There is no doubt, other ways to effectively address crowds that by their behavior are either out-of-control or veering to becoming out-of-control, and it so behooves this country, that insists upon being known, as the premier defender of freedom throughout the world, to live that creed in principle.  This thus signifies that with the billions upon billions of taxpayer dollars being spent on the nation’s military as well as the militarization of the police, that, it shouldn’t be all that difficult to come up, for instance, with a concentrated energy source, such as sound, wind, heat, or cold, that when forcefully directed at social human disturbances that need to be quelled for the safety of the public, or to prudently protect infrastructure, that in its implementation, it would be effective in that purpose, with a corresponding minimal amount of damage being inflicted upon those on the receiving end of such.

When it comes to chemical agents so being utilized today, it must be acknowledged that on the one hand, the evidence seems to point to such convincedly accomplishing its goal of crowd dispersal; but on the other hand, such crowd dispersal comes at a real cost to civilians, who typically are completely unarmed and typically merely expressing their viewpoint through the means of a group protest.  This, in a sense, means for those suffering from that chemical agent, that they are being punished in an unusually cruel way, without having been convicted of a crime, or even having been formally accused of such.  The apparatus of the state, consists of many different things, of which one of those attributes is force; and when that state uses that force indiscriminately and with nary a real concern other than silencing those that are inconvenient to it, then the state has lost is moral compass, and is in danger of losing its legitimacy, as well.

The forgotten ancient and advanced civilizations on earth

Those that control and dictate the orthodox narrative, want people to believe that humankind has slowly evolved over the eons and that today’s human race, along with the technological progress, so with, is absolutely unique amongst the annals of time, and clearly shows that humankind, slowly but inexorably advances and therefore evolves over time.  Then, there are also those that believe that humankind was a special creation by God, of which, those of the most orthodox sort, typically believe that humankind has only existed upon earth for mere thousands of years, which means that these people of faith are essentially in sync, with human evolution in the narrow sense, that today’s humankind is the apogee of such of our existence.

Nice and neat theories make for an easier way to write history, for great civilizations such as demonstrated in Atlantis, or seen by the impressive and incomparable building of the pyramids in Egypt, amongst all the other buildings so created which currently lie in various degrees of disrepair, all over the world, whether above sea or below sea, are typically manipulated in a way in which this serves not to knock down the edifice that humankind today, is the absolute peak of civilization. Yet, the evidence is all around us, that some ancient civilizations had knowledge and knowhow which have yet to be re-discovered by today’s modern humankind.

The fundamental problem with a theory such as evolution, is the belief, that humankind, as well as other things, evolve over time, to therefore become better, stronger, smarter, and more skilled.  Yet, all around us, we see that the world consists almost always of cycles, and of which the same sort of cyclical actions, occur and re-occur again and again.  That is to say, a better way to visualize life on earth, is to recognize that it is indeed, cyclical.  This thus lends itself to the theory that humankind is most likely subject to the same cyclical actions as the life that so surrounds us; represented in word by Shakespeare’s “Seven Ages of Man,” as well as by the fact that ancient civilizations that are well documented, have themselves gone through their rise and their subsequent ultimate fall.

Those that believe that humankind always advances and never regresses, don’t really know their history, and obviously don’t care to know such, for there are those “dark ages,” – in which, humankind’s hubris, takes that which has been discovered for the betterment of humankind but then instead utilizes this knowledge wrongly for the destruction of such, thereby ultimately destroying that civilization.  To ignore that lesson, again and again, entraps humankind into making the same bad decisions and the same bad mistakes, which is why the great and mysterious historical artifacts that seem so mystifying to so many, leaves them unable to grasp or to conceptualize how these supposedly primitive civilizations were somehow able to demonstrate impressive and noticeable skill-sets, that in truth, would be the envy of the world today.  The only appropriate answer to all of this is to take to heart that this world is truly a proving ground, of which, the real point of life is to learn well the lessons that it so imparts and to take that knowledge so as to teach this to those that know not.

School buses are the largest mass transportation fleet in America

One might think, that the subway, or regular buses, might in their own way, hold their own against school buses in the sense of how many people utilize them each day; but the reality is that school buses as reported by newgeography.com, “…is 2.5 times the size of all other forms of mass transportation combined,” of which it is estimated that there are nearly ½ million school buses in usage, that transport well over 25 million students to school and back, each and every school day.

The sheer size of those numbers, would seem to indicate that this form of transportation, is something that should be carefully studied and look at from not only an expense, reliability, accessories, and efficiency standpoint, but also in regards to a safety standpoint.  After all, the safety of our children is of paramount importance to parents, in addition to the salient fact that the more efficient and reliable that transportation is for those students, the better experience that it is going to be, overall.

Certainly, one of the things that transportation of any type needs to take into proper account, is the overall traffic density at different times of the day; of which, it so follows that certain time windows may be more efficient or less efficient than others.  Another factor to take into account, is the seating capacity of a given bus, of which, it is assumed that having a certain seating capacity, such as around 70 students, is the most appropriate number; but in reality, that number might need to be lower or higher, depending upon the density of the residences, and whether a given area is urban or rural, amongst other assorted factors.  So too, the amount of stops that a bus makes to pick up students, and the overall route that the bus takes to do so, is obviously of relevancy.

Also, the cost of the school buses, including maintenance, fuel type, and pay of the bus driver, are all relevant to making a sound decision as to how best to utilize the money allocated for that form of transportation.  In addition, just because school buses have traditionally come in fairly standard models, does not equate to that necessarily being the best model to utilize; after all, for example, elementary school children are not the same size and weight as high school students.  Also, for a capacity and efficiency standpoint, consideration should be given as to whether or not a double-decker school bus might be appropriate, or basically, for those that think outside the box, what configurations besides the standard issue buses that we see today, might be better than what we currently have.

Despite the fact that school buses are so prevalent, and do not cost parents directly a dime, there are still many a parent that insist upon dropping off their child and/or picking them up at the end of the school day, which seems grossly inefficient, along with the fact that long vehicle traffic lines for parents that have the same mindset adds to both fuel wastage and air pollution.  There isn’t any doubt, that school bus transportation for children is a more efficient way to get students to and back from school, of which, because of the sheer size of that school bus fleet, consideration should be taken as to ways to improve upon what we so have already.

Travel Insurance is a con

There are some types of insurance that are pretty much mandated as well as often being prudent, such as home insurance, health insurance, and automobile insurance, of which each of these entities are both regulated and are also well established.  Then there are all sorts of other insurance, or warranty extensions, that appear to be suspect on the surface, and may or may not have any real value.  For instance, the first hint that travel insurance is for most people, going to be a mistake to purchase, is the fact that the decision process as presented, isn’t typically being done by the consumer as in the sense of the customer actually searching on their own for various travel insurance companies and thereby finding the right fit; but rather it typically is a pop-up or option that shows up on their screen as an add-on to their purchase.  This thus signifies, that those that are selling the airfare, the cruise, or this or that, have designed their websites so that these pop-ups are part of the process, which leads to the quite obvious question, as to whether this option for travel insurance, is the equivalency of a non-profitable service item for the consideration of the customer, or whether it is, what it has to be, an add-on option at a high profit margin.

After all, travel insurance, is not a charitable organization, it’s a for-profit enterprise, and when that travel insurance is presented to the consumer as something as easy as clicking “yes”, then for a certainty those that are making that offer at the price so being offered, have done their homework; whereas, the consumer, typically, has not.  Further to the point, travel insurance is a con, because it seldom, if ever, is telling the full story; of which, if it was, it would in the interest of full disclosure, indicate to the consumer that there are some credit cards, for instance, that provide travel insurance as part of having that credit card.  Additionally, having travel insurance does not mandate that the purchase so being made must be on the same website in which the booking has been initiated, because when travel insurance is pursued through a true third-party site, the deal is almost always going to be of more potential value for the consumer, because the “middleman”, that is, the website so used to book the travel, is no longer getting their cut.

The other thing about travel insurance is that as in most every insurance so bought, there are terms and conditions to them; of which, most people don’t have the interest or are willing to take the time to actually read those terms and conditions; so that, when there comes that time when the customer wants to avail themselves of that travel insurance, they may just find to their dismay, that it doesn’t actually work the way that they thought it was going to work.  The other thing, is that part of the travel insurance model is to play upon people’s fears and to therefore, for what appears to be a reasonable price, offer them some security; but the thing is that money spent where it doesn’t really need to be spent, is money wasted, which is, in so many words, a con.

Great Britain’s “Licensing of the Press Act 1662”

Freedom of the press is one of the seminal rights that those who are Americans are fortunate to have, and this right, is of absolute critical importance to the general public -- for when on the contrary the government strictly controls what can or cannot be written for public dissemination, because such writing must be authorized by that government, then this type of restriction and censorship of the press serves to control the narrative per that governmental preference under the threat of the power that the government so wields.

At the time of Britain’s “Licensing of the Press Act,” this Act stipulated that those presses that were unlicensed had no right to print anything, and therefore anything printed without having been appropriately licensed by the authorized governmental representatives of Great Britain, would therefore have to suffer the consequences, so of.  Unsurprisingly, those then, that were licensed to print, knew that in order to remain in the good graces of their government, that they would have to therefore “voluntary” print only that which was in conformance to what the government desired to see printed, which, quite obviously, is a de facto form of censorship.

While freedom of the press, has to a very large extent, been very robust in America, that in itself is not a guarantee, that this particular freedom, will not suffer some serious restrictions in the future.  In fact, certain significant parts of America are devolving into believing that some forms of speech, are just too divisive, too hateful, too fake, and too this and too that, so that this speech should not be allowed to be expressed; typically, so justified under the hallmark of this being for not only the greater good of society, but also to improve the civility, so of.  While, those sentiments do seem to make sense on one level, that isn’t at its core, what free speech and what a free press is all about; because freedom, in and of itself, means that each of us has the right, to say things that might well be uncomfortable, inappropriate, untrue or pretty much wrong.

Again, freedom of the press, is a right, and that right is not subject to being restricted, because of certain people or governmental representatives, that want to control the narrative per their particular preference, as if they, alone, should be the new licensing agents of the government.  Again, it can’t be emphasized enough, that when the press is subject to being licensed or its equivalency, that the people, therefore lose the vibrancy and cacophony of many different viewpoints as well as also experiencing limited diverse thinking and innovative ideas, all in the name of orthodoxy and conformity, as if “cookie cutter” citizens are somehow the ideal citizens, when they are not.

The whole point of having a free press, is to demonstrate our respect that each person should have the opportunity to think for themselves, and that it so follows that what we do not need at all, is to give in to those that desire to limit or repress such a press, under the guise of it being for our own benefit, when in reality, it’s for their benefit, at the expense of our own.

What about the children?

We read at americanprogress.org, that “In America, nearly 11 million children are poor.”  There are all sorts of people, coming from all walks of life, that believe that adults should duly have to suffer from having made their own poor choices, or by not applying themselves, or from this or from that – which, on some level, might even make some sense.  The thing is, though, what doesn’t make much sense is that children, that have been born into this country, of which, this is the richest nation that the world has ever known, should themselves have to suffer simply for being born into the wrong family, at the wrong time, and at the wrong place, as if they, the children, should therefore duly suffer for their parent’s faults, lacks, bad decisions and bad fate.

The amount of childhood poverty, in America, which does fluctuate year to year, depending upon the economy, politics, and other factors, has never been successfully eradicated or reduced to a respectable level, ever; and yet other countries with less aggregate wealth than America have substantially lower poverty rates than the United States of America, which is to America’s great shame.  No doubt, there are plenty of reasons why America’s poverty rate is so persistent, of which, it would seem that the best advice to begin to seriously ameliorate such, would be to make it public policy that every child in this country be fairly entitled to a good education, a safe neighborhood, good healthcare, fair opportunity, and a clean environment. 

The true hope for America, now and into the future, rests with the youth of America, and when that youth is properly permitted to develop themselves so as to become responsible, diligent, hard-working, and well-educated citizens of this land, then the end result is going to be beneficial for America, especially when those that make up the consort of that youth, is as inclusive as possible.  The biggest mistake that America makes, time and time again, is to essentially create a nation in which being poor and disadvantaged, is the equivalency for a sizeable amount of our youth, to being denied having a real possibility or hope to become something of merit.

This thus means, that America, needs to, on a community basis, on a house-by-house basis, on an apartment-by-apartment basis, on a family-by-family basis, fairly provide to everyone in need, the accouterments that will help assure that the youth of today will be provided with the fair opportunity to get a sound education, as well as to have good social skills, and thereupon have real hope.

Those that truly want to see the cycle of poverty broken in America, must know for a certainty, that the best opportunity to do so, begins with the children, who at a young age, want to learn, as well as to explore, and are thereupon eager to take on life.  What hurts children more than anything, is the negativity of being in an unsafe neighborhood without good mentors, a bad educational environment, poor healthcare, food insecurity, poverty, and an infrastructure which is sorely lacking in just about everything that is of value.  In truth, when we do not provide our children with a fair shake to begin with, and insist that they pull themselves up by their own bootstraps, we need to honestly admit that it isn’t possible to do so, when that child has no boots to begin with, and is also barefoot.

Government as a covenant between it and its people

Far too many people aren't able to properly conceptualize what good governance should really look like, let alone how it should properly function; but rather they have a strong tendency instead to believe that government is something that is separate and apart from the people, of which this government is also often unanswerable to them, and therefore a world onto its own.  The point of good governance is the conscious recognition that government at its best, is competently represented by the people, through its duly elected representatives, which by open debate and lively discussion, creates appropriate legislation, that makes for good law, that in its effect promotes the general welfare of the people.  So too, governments are necessary for the common defense of the people as well as often being the most appropriate source for the funding and subsequent building of necessary infrastructure for the benefit of those people.

When it comes to civil governance, perception does matter; of which, it would behoove the United States to put forth a more concentrated effort to impress upon its own people, that they need to be active, informed, and engaged participants with their government, along with its citizens having the clarity to know that governments are instituted among the people under their consent; thereby, essentially setting up what would be considered to be a covenant between the people and its government.

Those then, that are able to see their government as being a partner with them, in which, therefore  each citizen has not only a say, but also has their unalienable rights, that are  thereby protected, secured, and promoted by that government, makes for a construct in which the citizens feel more of an obligation to then do their fair part to be of assistance to their government, with the reassurance that in return, their government will be of aid and of value to them, for what they are so trying to achieve for the betterment of their lives.

In reality, good governance necessitates a two-way street, in which, meaningful civic duties and sacrifices are made by the people, in return for the advantages that come from the uniting of many people into that which makes for a good and stable society.  So too, the point of taxation, is for those monies that are collected by the government, to be subsequently used for the necessary things, so needed, for the good functioning of society, as well as to also redistribute funds to those that are its most vulnerable.  Additionally, laws are created, not as a means to oppress the people, but rather as a tool to encourage that which should be encouraged, and to discourage that which should be discouraged.

It would be far healthier for civil society, if it would readily come to the belief, that their government, really represents a covenant in which each party to that covenant has a necessary and vital role to play in it; for governments are meant to be of service to the people, and thereby answerable to those same people, on behalf of those people, so as to create a good union of, for, and by the people.

England's Religious Act of Uniformity of 1558

Religion plays a vital and important role in many people's lives, and of which, many a country has historically had a favored or expressed authorized religion that they exclusively support, in which, those that kowtow to such, are the beneficiaries so of, and those that do not, are prone to suffer the consequences of having an unorthodox belief.  In the case of England, that country purposefully broke away from the Roman Catholic Church in the 16th century, to establish their own religion, thereafter known as the Church of England, of which, the “Defender of the Faith” of that religion was the same personage as the Monarch of England, thereby signifying that the population answered to that Monarch, in their faith as well as in their everyday life.

A significant number of countries do not desire to have a population that would be susceptible to having a divided loyalty, especially when that loyalty is divided between this world and the afterworld, of which, the workaround for precluding this, is typically to have a governmental sponsored orthodox religion that all must pay obeisance to.  In England at the time of their Religious Act of Uniformity, all those that failed to adhere to the terms of that uniformity, by, for instance, not faithfully worshiping at the authorized church each and every week, were subject to monetary fines; and if caught in the reading of unauthorized religious devotionals or through their physical attendance at a state banned religious institution could thereby have initiated against them criminal sanctions.

The United States, though, was founded upon a different and a highly noble principle, which they made part and parcel of their national creed, which is that freedom of worship, deserved to be a Constitutional right, freely given to all, and that therefore it so followed that the national government could not ever have an established religion of their own, which that government continues to faithfully honor to the present day.  So then, whether a given person is religious in the traditional sense or not, freedom of worship always matters because this essentially represents whether or not the common citizen is susceptible to having their freedom of conscience, violated, by the power and intrusion of the state.

Any government that has stolen a given person's sovereignty of their conscience, has taken away the most critical element of what it so means to be at liberty, for when that government tries to control, to monitor, or to manipulate the minds of its population, it has forsaken being a government so created for the general welfare of the people, to instead representing outright oppression by its entering into the very minds of its people, for often its own nefarious purposes.

When it comes to our religious faith, our beliefs, our thoughts, and our dreams, these are ours to own, and it is not the business of any legitimate government to interfere in such, but rather it is their business to see that these are properly protected and remain inviolable.  All those that would attempt to control us, don't seem to rightly comprehend that free will, and free beliefs, are what define us as human beings, for we are not meant to be automatons.

The government needs to tax appropriately the superrich and megacorporations

The United States is the richest nation that the world has ever known, along with it also correspondingly having the largest Federal budget of any nation in the world.  Yet, within a construct in which individuals are responsible for paying their bills and taxes, and therefore of being individually fiscally responsible or thereby duly suffering the consequences, so of –- the very government that they are a part of, has consistently in the 21st century, been fiscally irresponsible, by persistently running massive fiscal deficits, year-after-year.

There does come a time when the piper must be paid, for all of that federal debt so accumulated; yet, America seems to believe that they alone, out of any nation in the history of this world, need not be subject to that very law.  However, those then, that comprehend that the stability of the nation's currency is vital to its future success, know that America does need to get its house in order, and that further, it has the capability to do so even at the present time.

There are two basic ways to balance a budget and/or to create a surplus, of which one of those ways is to reduce governmental expenditures and the other is to increase tax revenues, or to do both, simultaneously.  When it comes to tax revenues, by far, the biggest flaw of America's current tax policies is their inability to collect a meaningful amount of  taxation from those that have the lion's share of the nation's wealth.  For instance, we  read at cnbc.com that, ''The wealthiest 1% of Americans controlled about $41.52 trillion.“  Also, as noted by Bernie Sanders,“In 1952, the corporate income tax accounted for 33 percent of all federal tax revenue. Today, despite record-breaking profits, corporate taxes bring in less than 9 percent.“

One of those things, that most Americans, can't seem to readily comprehend is just how much profit, American corporations are capable of, in which, a prime example would be the absolute gargantuan amount of profit that Apple generated in 2021, which was $94.7 billion in net income; and that was just in one fiscal year!  So then, because this government  has not appropriately taxed the wealth of the superrich, including not deliberately targeting and subsequently taxing at a meaningful level the megaprofits of these superrich megacorporations that have consistently generated billions upon billions in profit, on a yearly basis, then there just isn't any real way that the Federal budget will be balanced or will display a surplus anytime soon, because when the entities that have all the money are lightly taxed, that shortfall, is not going to be made up, elsewhere.

Of course, there are few people or corporations, for that matter, that really like to pay taxes, which is the probable reason why superrich people and corporations, have quite obviously “gamed“ the system so that they pay the minimal amount of taxation that they can pay, thereby allowing them to have even more power and influence then they already have.  Clearly, our present day government is either heavily influenced by these superrich players or it has been effectively co-opted by them.

This thus signifies that the prevailing winds will not change for governmental fiscal responsibility, until there comes that time, if ever, when those with all the money are deliberately targeted and subsequently aptly taxed by that government of, for, and by the people.

“What each individual wills is obstructed by everyone else, and what emerges is something that no one willed.”

The above quote comes from the hand of Frederick Engels, and within this sentiment is a profound truth.  That truth is that each of us has desires, and because each of us is different, then not too surprisingly, our desires are not going to be the same desire for each of us, or even in sync, or in harmony, one with another, and when a multitude of desires are all fighting for the same space, the end result is going to inevitably be the conflict of those different desires.

Now, this doesn’t mean that we shouldn’t have our own desires or hopes, but rather it must be recognized that when everybody is about exclusively their own agenda, and therefore they believe that asserting their will, is the only thing that matters, then the end result cannot possibly be anything other than chaos and disharmony. 

Those then, that are able to accept the fact that every person is entitled to the same rights as well as their own individual viewpoint along with everyone else, should therefore understand that the best way for individuals to have a better and more positive experience is to find commonality with one another as well as to have a better understanding, that we all are in this present environment, together.   So too, it's important that what we typically desire for ourselves, preferably be something of merit, as compared to something exclusively of self-interest, because, unsurprisingly those things that we selfishly desire, are going to typically be self-serving, and therefore not of real interest to most others, and when a significant amount of people have that same type of mindset, then the end result is going to be that nobody really gets their way, and just about everybody in society, loses.

The main reason why so many plans so developed for the betterment of society, don't ever seem to work out as well as expected, is because those that are on the same team often aren't actually fully unified in purpose or intent.  Instead, far too often, in far too many situations, we find that there are actually hidden agendas, misdirection, cliques, and just about everything conceivable that serves to undermine the noble purpose of what is supposed to be accomplished for the greater good.

A world in which everybody just cares about their own self, or their own circle, is never going to be a world that is going to be anything other than what we so see today, which is a world that is often filled with conflict, hatred, and injustice.  So then, in order to evolve to the next level, we need to think less about our own self, and take into our collective psyche, instead, that those that are joined together in a common cause, to thereby develop into a well-oiled machine are going to progress a lot further, as a cohesive package, because they have less flaws, and more corresponding virtues. 

In truth, those that will the best of the other, and do their good part to help achieve that goal on behalf of society, are going to find the end result to be a lot more pleasing, then those that just want what they want, and don't seem to comprehend that selfishness seldom works out the way that we thought it would.

Those that desire Constitutional rights must honor their civic duties

While each of us has been gifted by our Creator with certain unalienable rights, in order to protect, add, and to enhance those rights, governments are constituted amongst the governed, to protect and to secure those rights, receiving their just powers from the consent of those so governed, and of which each of those people of that nation, has a responsible role to play to do their fair part to uphold those rights, now and into the future.

In any society, there are always going to be those that are more engaged and more involved than others, but everybody, without exception, has a part that they should play, or in fairness to that society, one could make a fair argument, that all those that refuse to engage in their civic duties, are parasitic to that society.  This thus signifies that the good governance of this nation, needs to do a better job of teaching its own people that all rights come with attendant responsibilities, and part of those responsibilities are our civic duties, so done on behalf of the people.

It seems as if there are plenty of people, that know their rights, such as their freedom of speech, freedom of worship, and freedom of assembly.  Yet, for some of these same people, when they are questioned about what civic duties that they are responsible to, and therefore to list some examples of those duties, so done, or at least contemplated upon, they seem to draw a complete blank, except perhaps to mention something about paying their taxes or obeying the law.  While, no doubt, taxes so paid and law-abiding citizens have their place -- civic duties, typically consist of constructive actions that involve people getting together, in a common cause, to help make their community a better place, such as in cleaning up the environment, building a structure, gardening in a common area, tutoring, and so on and so forth.

Part of the reason why it seems as if Americans have lost touch with their responsibilities to their civic society that they are a part of, is probably because this isn’t taught as well as it could be taught within the public-school systems.  To live in a world in which so many people seem to be just about their own self, and it’s only about their desires and nothing much more beyond that, isn’t going to be a construct that is going to work well for the long term for any society, because without a nation which has cohesion from working and playing together, then that nation has a strong tendency to eventually devolve into warring factions.

It's important for people to comprehend that our rights provided to us by our Constitution, is actually a two-way street, and if we are not willing to devote the time and energy to sustain those rights, then, quite frankly, there isn’t any good reason why we should continue to have them, because those not willing to do their fair share to fight for those rights, by doing their civic duty, have vacated their fair right to them.

“You will know the truth, and the truth will make you free”

The above scripture comes from John 8: 32, and for those that would take the time and the consideration to truly ponder and to thereby contemplate upon this beautiful wisdom, they will discover, sooner or later, that it is truth, and truth, alone, that frees us from the binding and restricting cords of illusion, delusion, and deceit.

While there are those people, that like to play mind games, in the illogical belief, for instance, that their truth is not the same as another person’s truth, but believing somehow that these both are still truths, nevertheless; have failed to properly comprehend that these are quite obviously, deceits of the mind, that serve no good purpose, whatsoever.  There is only one truth, and that truth, never changes, for it is immutable, which signifies that a truth that changes with the day, time, subjectivity, and desires of the time, isn’t a truth at all.  Further to the point, to believe that our human perceptions or our human mind, is the highest possible intelligence that could ever be achievable or fathomable is not correct.  Rather, each of us would be wiser, if we were each a bit humbler, so that we would be more cognizant that beyond the perception of our common senses, that there must be an obvious unseen order in this universe, and that it is our duty, as well as our calling, to find that order and thereby to conform with it, so as to thereby know the truth of our existence.

The reason that the truth sets us free, is that anytime that we live within a construct that denies us the ability to see, to know, and to live to that truth, then we are living within a dimension which has entrapped us and taken us away from liberty.  Additionally, each one of us should want to know the truth, because to base our lives and our desires upon that which is either incorrect in substance, or that which is a deception in form, is going to inevitably lead to the very frustrations and miseries that so many of us suffer unduly from. 

It must also be stated, that knowing the truth, while making us free from delusion, still does not mean for a certainty, that we will avail ourselves correctly of that powerful knowledge; for there is many a person, that takes illicit substances that thereupon addles their mind or makes poor decisions that they knowingly are conscious of as being stupid, ill-advised, or wrong, but they go ahead and do so, anyway, of which, that is indeed the downfall and error of so many.

The very foundation of knowledge, is truth, for that which is not true, is not knowledge.  Therefore, it behooves those that are seeking for that which is worthy of their true being, to seek for that which will be the end of all further searches, which is the truth of our existence; and from that truth, so lived, this will be the corresponding end of our many sorrows, for that which is truth, is timeless, unchanging, liberating, and joyful.

Those that desire Constitutional rights must honor their civic duties

While each of us has been gifted by our Creator with certain unalienable rights, in order to protect, add, and to enhance those rights, governments are constituted amongst the governed, to protect and to secure those rights, receiving their just powers from the consent of those so governed, and of which each of those people of that nation, has a responsible role to play to do their fair part to uphold those rights, now and into the future.

In any society, there are always going to be those that are more engaged and more involved than others, but everybody, without exception, has a part that they should play, or in fairness to that society, one could make a fair argument, that all those that refuse to engage in their civic duties, are parasitic to that society. This thus signifies that the good governance of this nation, needs to do a better job of teaching its own people that all rights come with attendant responsibilities, and part of those responsibilities are our civic duties, so done on behalf of the people.

It seems as if there are plenty of people, that know their rights, such as their freedom of speech, freedom of worship, and freedom of assembly. Yet, for some of these same people, when they are questioned about what civic duties that they are responsible to, and therefore to list some examples of those duties, so done, or at least contemplated upon, they seem to draw a complete blank, except perhaps to mention something about paying their taxes or obeying the law. While, no doubt, taxes so paid and law-abiding citizens have their place -- civic duties, typically consist of constructive actions that involve people getting together, in a common cause, to help make their community a better place, such as in cleaning up the environment, building a structure, gardening in a common area, tutoring, and so on and so forth.

Part of the reason why it seems as if Americans have lost touch with their responsibilities to their civic society that they are a part of, is probably because this isn’t taught as well as it could be taught within the public-school systems. To live in a world in which so many people seem to be just about their own self, and it’s only about their desires and nothing much more beyond that, isn’t going to be a construct that is going to work well for the long term for any society, because without a nation which has cohesion from working and playing together, then that nation has a strong tendency to eventually devolve into warring factions.

It's important for people to comprehend that our rights provided to us by our Constitution, is actually a two-way street, and if we are not willing to devote the time and energy to sustain those rights, then, quite frankly, there isn’t any good reason why we should continue to have them, because those not willing to do their fair share to fight for those rights, by doing their civic duty, have vacated their fair right to them.

“Do not be deceived: ‘Bad company corrupts good morals.’”

The above scriptural passage comes from 1 Corinthians 15: 33, and it is as true as it was spoken back then, as it is so today. Those that believe, that their good character, will always triumph over evil, sin, and the like, don’t seem to comprehend how insidious and corrupting bad company can actually be. For instance, the greatest evil in this world, doesn’t typically come forth from people that look and behave like evil, or even necessarily from those that speak with a lot of vitriol and hatred; but rather, evil has a way of finding a path into people by often giving the illusion of one thing, but representing at its core, something far more sinister and wrong.

While confidence has its place, it is difficult for even the best of us, to remain and to be forever diligent at all times and at all seasons, day-by-day -- for many of us, in order to get done what needs to be done, have a strong tendency to let down our guard, if not so immediately, at least after some period of time with others. That is to say, as good as the defense that we might have as part of our natural good character, what we often find is that when nothing untoward appears to have occurred to us or has been perceived by us, there is thereby a common tendency to be far less leery of that which deserves to be held at a respectful distance.

Quite clearly, we don’t always know bad company, by simply the looks of it, for sometimes such bad company doesn’t begin to rear its ugly head, until they have us in a somewhat compromising position, and then for a certainty, we know that we aren’t where we need or should be. Of course, there are also those cases of bad company that are pretty cut and dry from the get-go, but we, for instance, let our natural curiosity get the better of us, or believe that a little of this or a little of that, doesn’t fundamentally change who we are -- never seeming to comprehend that the first step in the wrong direction, is often followed by yet another step in that same wrong direction. All that said, it is also true, that not everything that appears to be of bad company is actually bad company, for sometimes our prejudgment is seriously wrong, so that we have, in effect, an obligation to be just, fair, and kind to the degree that we are so capable, to all people that we come across, but we need also to be cognizant that we must remain always steadfast and true to our good character and thereby prudent, so of.

There are a multitude of ways to be deceived, of which, sometimes such deceiving is done by the other party; whereas, other times we deceive ourselves, by wanting to believe something is fine and harmless, while knowing in our heart, that this isn’t really true. We are, by nature, social creatures, which can lend itself to congregating with those that don’t have our best interests in mind, of which, God has provided us with the free will as well as the discernment, so that in those uncomfortable situations, we can by our own volition, walk away.

Offshore banking, cryptocurrency, and found money

Never have so many institutions and people availed themselves of cryptocurrency investments and offshore banking firms as is so happening today.  Typically, those that are up to no good, and therefore need not only plausible deniability, but desperately do not want tax authorities or any other authority for that matter, to know their financial business or the amount of their offshore financial assets, find that the lure of offshore banking with its deliberate labyrinth structure to be ideal to hide their assets and therefore to permit these people and institutions to thereby make all sorts of secretive investments as well as to take other actions, without the conscious concern that they will be found out.

While it almost goes without saying, that such opaqueness and the hiding of assets in order to avoid taxation or civil forfeiture and the like, is beneficial exclusively for the party so engaging in such; this though is not the entire truth, for in reality, those offshore banking institutions, count on one very important fact, which is that some of these people, such as, for instance, highly placed individuals in unstable governments, as well as high-level drug traffickers, aren’t necessarily going to be alive for the long run.  This thus signifies, that when the impenetrability to those assets is incredibly secure, that when a given person dies or essentially becomes disappeared, that even those that had a pretty good inkling that these former people or institutions held cryptocurrency or had offshore banking assets, that they themselves are often going to find it very problematic to secure those assets as next of kin, or fellow business partner, and so on and so forth.  In other words, offshore banking institutions, delight in structuring assets in such a way, that the provability of the ownership of such, along with the appropriate beneficiary, so of, is a difficult task to prove, signifying that those assets that remain dormant for a suitable period of time, essentially become “found capital” for those offshore banking enterprises.

That said, at least for those with offshore banking accounts, there is a reasonable chance, that money so lost, might be re-discovered; as compared to cryptocurrency which prides itself on having no central authority and no paper trail, signifying that those that were so fortunate as to have a significant amount of assets in cryptocurrency, don’t have any good recourse against someone else extracting such through coercion and force, or should they subsequently simply become a non-person, so to speak, the asset in essence, is no longer theirs.

Those then, that are using all the tricks of the trade to hide their valuable assets, might seem to be always having the best of it, but when unexpected and unanticipated events happen, the end result may be, that the money that was earmarked for themselves, family, or their associates, might just end up in the hands of that offshore banking institution, that basically has the found money, and are not too surprisingly, somewhat reluctant to let go of it; and even if they do give it up, they typically have very good control of the narrative, and hence not all that is returned to somebody that has proven their legitimate provenance, is all that was actually there.

Towards a more robust Affirmative Action

Affirmative Action is the law of the land, of which the intended purpose of this law was meant to increase the representation of those that have historically been denied a fair and equal opportunity in regards to their education and employment, because of discrimination, both overt and covert, so done, in respect to their specific characteristics, such as their race or creed, which thereby has served to impede these people from educational achievements and good employability because of such discrimination so sustained against them over an extended period of time – of which, it was determined that this nation would thereby make it their policy to correct such, by taking affirmative action, so of. 

While Affirmative Action may indeed be the law of the land, we find, though, when it comes to laws and legislation, that the proof, as they say, is in the eating of the pudding; and of that proof, this nation has not done what it has so committed to do for those that have been cheated out of a fair chance to have a good life in this, the richest nation that the world has ever known.   So then, for all those that believe that Affirmative Action should be far more robust than it currently is, there is still hope.  That hope rests, though, in the arms of the Federal Government, which quite obviously has the power to wield a pretty mighty stick, if it be inclined to do so.

There are all sorts of statistics and documentation that are maintained as part and parcel of governance.  A detailed look at this documentation clearly shows that certain historically discriminated parties, are still underrepresented as part of the student body in public non-profit higher educational facilities, along with these same people also being underrepresented in management positions and above in a significant amount of the largest and most powerful corporations that are headquartered within the United States. 

When it comes to public non-profit universities, it would be well to remember that these institutions do not typically pay any property tax, nor any Federal or State income taxes.  The fact that these universities do not pay certain taxes, is something that needs to be forcefully addressed, for all of those institutions that are not in good compliance with the Affirmative Action program, and thereby, all those non-profit universities in non-compliance to proper student apportionment should have their protected tax status revoked, until they become in compliance.  As for all these large multinational corporations, of which, there are a significant amount of them that are not currently in compliance with the Affirmative Action program, they should have all their governmental contracts suspended or canceled, until they become in compliance, and if necessary, the trading of their stock on the public stock exchange should be suspended until such is ameliorated.

There are always going to be plenty of people and institutions, that say “yes” and agree to do something, without really having the intention of actually doing anything constructive or meaningful on their end.  The principal point of Affirmative Action is to correct for previous wrong actions and incorrect inaction, and at a minimum, to make it governmental policy, that that which we know to be wrongly discriminatory, will not be tolerated anymore.