Life isn't fair, as the average person can look all around and see that there are a select few with very much, some with an acceptable amount, and a whole lot of people with next to nothing. This country runs on money and that money in almost all instances are controlled by banking establishments and their ilk. The first question one should ask about banks, is how is that what should be a low margin business that banks are able to somehow make literally billions and billions of dollars, witnessed by JPMorgan Chase as reported by cnnmoney.com reporting a profit of $5.6 billion dollars in its 4th quarter of 2016. The sheer amount of money made is indicative of exactly how mammoth in size and girth, JPMorgan Chase is, and that in of itself is troubling.
The most fundamental question to ponder is what actually banks do as opposed to what banks should do. In today's world, most banks are primarily in the business to make as much money as they can for their stockholders in any way possible, which means that their primary purpose when you get right down to it is to exploit those that need money, and just about every corporation, every business, as well as every individual, has a need for money, and just about all of those will have a need to borrow money at some point. For instance, unless you literally pay cash for everything, such as your home, your car, your repairs and so on, you will as an individual probably have or have had a car note, or a mortgage, and so on, to which this loan to you originates from banks. The same criterion fits into big corporations, which typically have to borrow money in order to purchase capital equipment, and in order to stay competitive and to grow. So too, governments of all sorts, including in particular this Federal government, must borrow money, especially when running huge deficits in order to pay bills, meet obligations, and create infrastructure, amongst many other things.
The banking entity that has the money has the control of who gets the money and thereby what they will charge borrowers for that money, taking into consideration that the depositor of monies must be compensated a certain percentage amount or a fee. However, unlike normal folk, banks have all sorts of laws and regulations that favor their particular institution, to wit, banks can leverage their deposits, in many instances, at ratios of 20:1, signifying that for every $1 deposited, they can loan out $20. It is this leverage which allows banks to make not only tons of money on their loans of all sorts, but places a high risk on their ability to manage such leverage, however, this risk is mitigated because certain favored banks are protected by the Federal government, an d thereby given the designation that they are "too big to fail".
All of the above signifies quite clearly that the institution that controls the money, controls the people, as banks essentially make money by charging usurious interest rate, fees, penalties and so forth onto the people, to which, in aggregate the people have no realistic way of ever successfully paying back their obligations, in which, if those people don't make good, they thereby go bankrupt and lose their assets and possessions to their creditors, whereas the banks are protected from such failure and bailed out. The money that banks make comes from the labor of the people, wrongfully extracted from the people as a predatory form of tribute, for whom the bankers, in reality, create nothing, but make sure to take their "pound of flesh" from the people and this present government aids and abets them in doing so.