Thank you for Smoking by kevin murray

There is an old adage about a fool and his money parting ways, and the bigger the amount of money that is dissipated, the bigger the fool.  In 1998, the Master Settlement Agreement (MSA) between big tobacco and the 46 States (four States had already signed separate agreements) and territories was agreed upon.  The MSA covered a lot of ground, including specific restrictions on big tobacco in regards to advertising, sponsorship, and youth targeting.  The big kicker to the whole deal, however, was the truly massive payments to the signatories, based on cigarette sales, to which it was estimated that the States would receive in the neighborhood of $200 billion dollars in the first 25 years of this settlement.  While the ostensible reason for the payment to the States was to help setup programs to discourage youth smoking and to set aside funds for medical needs that addressed smoking health issues, there was nothing mandated to the States which would force their hand in doing so.  Not too surprisingly, most States have spent little money on smoke cessation; instead, they have used this "found money" to help cover budget deficits, to replace school bonds, and to provide general health and elderly care.

 

Unfortunately, the States have also run into some problems with the bonds that they issued for this revenue stream.  While the States were wise to project that smoking rates would decline in America, their projections of the decline in smoking was too pessimistic, in other words, the amount of cigarettes being consumed in the United States has been declining at a far higher rate than anticipated, which has a material impact on the amount of money to be received and consequently impacts negatively the worth of their bonds issued.  Additionally, whenever there are massive amounts of money involved; one should thereby anticipate that there will be novel legal disputes.  Big tobacco has fought against the States in regards to how much money that they should be paying as part of the MSA because they are allowed to reduce their payment based on market share that has been loss to manufacturers that were not signatories to the MSA, especially when the States have been lacking in "diligent enforcement" of collecting those payments from the other cigarette manufacturers.   This means, that most States will not collect as much money as they anticipated from big tobacco, because in actuality they are settling their disputed payment amounts for less than full value to the dollar.

 

As disappointing as the foregoing has been to the States, many States have done their constituents a far greater disservice through the securitization of these cigarette-based bonds in exchange for upfront and discounted money today.  This is the same type of problem and ill-thinking that brought down the mortgage and housing industry in 2008 and is threatening to wreak havoc in State governments today that have already spent their tobacco money and now are on the hook in the future to make good on their payments to the bondholders, sometimes with massive balloon payments.

 

Consequently, it isn't any real stretch of one's imagination, to conclude that States do have a vested interest in the amount of smoking and the annual consumption of cigarettes in their State, and they might well conclude that they need more smokers.

Nuclear-powered Automobiles by kevin murray

The United States receives some of its essential energy from nuclear power plants.  Nuclear energy also successfully powers some of our naval submarines, which it has done for a number of years, proving the point and the validity that a nuclear reactor can be scaled down to the size needed for transportation, even in the trying conditions of being both underwater in an incredibly stressful environment of vibration, pressurized conditions, and the pitching conditions of oceanic salt-water itself.   The brilliance, ambition, and success of building nuclear submarines should not be underestimated, with our first nuclear submarine being commissioned sixty years ago in 1954.

 

Therefore, not too surprisingly, well before nuclear power was vilified by the mainstream press, the automobile industry took a look at providing an automobile powered by nuclear, as opposed to our conventional fossil fuel of choice, oil.  The Ford Nucleon concept car of 1958 was the furthest that Ford Motor got to developing a nuclear car, but the effort was soon given up, mainly because it was thought that the nuclear power needed to power that car would both be too large and too powerful, but times have changed in the ensuing years.

 

Today, the American public seems enchanted by Tesla and its cars that run on electricity in which the power to run their cars are stored within batteries.  While electric cars are hardly a new novelty, it is gratifying to see that a certain portion of the American public is enamored by it.  Nuclear energy, on the other hand, especially given how little would be needed in order to successfully power up an automobile, is something that is far more intriguing to the transportation world, because it offers the opportunity to drive without re-fueling, without re-charging, whatsoever.

 

While most people associate uranium and plutonium with nuclear energy, there is another element, thorium which is far better suited as nuclear energy because it is: more abundant than uranium, far less viable for nuclear weapons (if at all), has significantly less nuclear waste, and demonstrates a much higher energy power than uranium as a source of energy.  This element, thorium, is the key for our transportation needs now and into the future. 

 

The engineering and logistics behind producing an automobile that runs on a scaled-down version of nuclear power would be challenging, but at the same time, achievable, with the additional positives of significantly less pollution, an end to our need or dependence upon oil, and the scales of geo-political power trending significantly to the country or countries that are able to scale up the fastest in bringing this product successfully to market. 

 

Our world today depends upon energy, without it, without access and the reliability of relatively inexpensive energy, nothing would remain the same, our world would soon become, within a matter of months, pure hell and chaos.  There are over 1 billion cars on our planet, none of those cars have any usefulness without fuel, wars are fought continually to gain access to fuel, nuclear fuel is the answer, it is the future, and it must be pursued with all deliberate speed.

Education by kevin murray

America wastes far too much money and resources on schools that do not do an adequate job in teaching students how to think, how to learn, responsibility, and moral guidance.  It certainly isn't a money problem because America spends billions on educating its youth, but the return on the dollar is poor, to which America consistently scores outside the top ten in virtually every educational achievement category against other countries in the world.

 

Hands down, the best way to educate someone, anyone, is one-on-one education that is to say, tutoring or home schooling with a competent teacher.  Anytime that you have a classroom of thirty students, there are going to be students that fall to the wayside because they don't concentrate, they aren't able to assimilate or to process the information effectively, they grow bored because the pace of the class is too slow, too erratic, or too disruptive, or they simply don't have a passion or an interest in the subject being taught, amongst various other pertinent reasons.

 

It is a grave mistake to punish good students, by slowing them down to the lowest common denominator of the class at hand, it is also equally a grave mistake to not make a full effort to provide to all students the basic necessities of education which amounts to having the functionality to read, to write, to do basic math, and to have a clear knowledge of social responsibility as well as a firm basis of an appropriate moral code.

 

The answer to most of our current problems within our school system, is to have a lot more of one-on-one education, a lot more of peer-to-peer interaction, a lot more usage of computers and specifically programs that will aid and abet learning, and a lot less of bureaucratic waste, wasted motion, and wasted resources. 

 

Our current educational program is broken and it will not fix itself.  It is a mistake to try to get every student to fit some sort of arbitrary mold to which the objective is for everyone to be just about average, to just kind of get by.  If we truly want our students to excel, to become educated, to achieve, and to utilize their God-given skills, they must be nurtured, developed, and motivated by hard work, discipline, and a deep desire to accomplish something of real merit.

 

Man could not have progressed so far, so quickly, without the great aid of tools.  In this modern age of computers and the internet, information has never been as readily and universally available as it is today.  A computer program will work for you, 24/7, it will be patient, it will be accurate, and it will help students to achieve.  Tutors are available for students through mentoring, through consultants, through the internet, through family, and through the school system itself, should it desire to set this up.

 

If the United States does not see that good education is important and vital to the continuing success of this country and for what this nation represents, America will fall back into chaos, and will dissipate, becoming just another country that degenerated and declined into failure and chaos.

Eating out by kevin murray

According to thesimpledollar.com "The average American eats an average of 4.2 commercially prepared meals per week."  That's an incredibly high frequency of eating out, in which the fast food business is a multi-billion dollar business in the United States alone.  While there wouldn't be anything wrong with so many Americans eating out so frequently if we were all materially wealthy, the simple fact is that we are not.  Consequently, money that is spent at a restaurant is money that could have been utilized more efficiently at a grocery store, or a corner store, if we only took the time to preplan and to prepare.

 

A lot of people will tell you that the reason that they eat out so frequently is because that they are too busy to prepare food at home, or they work too hard and don't have enough hours in the day to cook, or they are buying the meals for the children, and so on.   Most of their reasons have validity, some more than others, depending upon the situation, but the truth of the matter is, transportation, logistics, information, and efficiency when it comes to most everything in this country, including meals, has never been better or more readily available.  In America, there are plenty of grocery stores that are both convenient in the sense of location, convenient in the sense of choice, and priced reasonably in which the cost of making or preparing those meals at home, hands down, is going to be cheaper than virtually any restaurant choice that you could possibly think of.

 

Consequently, the eating out for so many meals isn't a necessity or requirement for so many people in order to be fed, but in reality it is a preference that has become a habit.  But just like any habit, it can be unlearned, reformulated, and changed, if one puts their mind diligently to the task at hand.  The reason that you should take the time to do so is that the cost of eating out eats into people's disposable income, their money, their budget, and their overall lifestyle.  Most people do not take the time nor have the interest in calculating the amount of their money of theirs that is spent eating out, nor are they willing to do so, but they should.

 

In America, most everyone loves a bargain, most everyone likes a discount, and certainly everyone wants to feel that they deserve a little extra consideration.  What most hi-volume restaurants are selling are what you, as an empowered individual are capable of doing yourself, for the most part, with various degrees of success, but in all probability, enough success that at a minimum, it will allow you to get by and to survive. 

 

Perhaps you feel that you deserve your own servant, that you have earned the right to be served, or that you just feel like being spoiled a little bit, that is all well and good, but one shouldn't fool oneself, because you are the individual who is paying the piper at the end of the day.  Do yourself a favor, go without eating out for one entire pay period, and then at the end of that experiment, check your bank account, check your expenditures, and determine whether you have saved yourself some money or not.  You might just find that you have, that you are still alive, and that you are doing alright after all.

Cell Phones in a True Emergency by kevin murray

There are a significant amount of children in our present generation that aren't real familiar with a landline telephone, it's something they have seen at school, or perhaps over at a friend's house, or on TV, but in their own experience they have never actually seen or utilized one in their own household.  This trend of no traditional landlines (I'm not speaking of VOIP telephones) is becoming a real rout, in which the landline phone appears to be going the way of Faxing or telegraphs but there is one significant reason why a landline should have a place at the table and that is in true emergencies.

 

As it stands right now, cell phones are a great convenience, fairly reliable, and ubiquitous.  The most significant problem with cell phones, however, is that in an emergency situation, in which there has been a bombing, a tornado, a hurricane, flooding, fire, blackouts, or the like, your cell phone has only a minimal chance of being used as a traditional telephone, and even texting will be queued up in which text messages may not be sent or be received for long periods of time, depending upon capacity usage on the carrier's service.

 

There is something disconcerting and frightening that when you reach for a device that must work for you that it doesn't.  However, your corded landline will often work in situations in which your cell phone has failed you, because your landline capacity works with almost 100% certainty to which the capacity and automated routing of phone calls are part and parcel of the service provided by the landline corporations.  Additionally, even with a power outage, your landline will almost certainly work because it draws its power from the telephone line itself in which that power source has redundancy built into it, that allows it to continue to work, or to draw upon emergency back-up power, if required.

 

This would strongly imply that most families should seriously consider having a landline as their emergency line, just as you are suppose to have an emergency kit and supplies which include water, batteries, food, and fuel.  Even in the best of times, cell phone batteries go out, cell phones freeze up, cell phones drop calls, and cell phones simply break.  At the present time, cell phones are simply not setup to handle true emergency situations, and it simply isn't a priority for cell phone providers to do so.

 

Communication is an absolute key in trying circumstances, to which you are either attempting to reach someone to help bring solace or calmness to the situation, or to contact some agency that can bring you the necessary help.  When the communication lines are down, panic and frustration is soon to follow.  At that point, it doesn't much matter how good life was before, what matters is what is happening right then and there.  If by having a landline, you could be better assured of a more successful resolution, than by all means you should seriously consider doing so.

Bank Holding your Deposit Funds by kevin murray

People work for money, if they didn't, they wouldn't work, so when it comes to money, whether that money is a physical check, wired funds, smart phone deposit, direct deposit, cash, or whatever, when you make that deposit into your banking institution the fact of the matter is, you consider those funds to be your own.  However, that isn't necessarily true for physical checks, especially if the amount is over $5,000 and the check hasn't come from the US Treasury or similar.  In those cases, the big checks, which perhaps you have worked long and hard to achieve, aren't available to you on the day of your deposit, but instead are put into some sort of bizarre "holding" period by the bank.  It's akin to scoring a goal in an important game, only for the video review process to be interminable.

 

The ability of a bank to essentially freeze your deposit distinctly shows you who the boss is and who the boss isn't.  The law supports the bank so that when you make a deposit of $4,000, by law, they only have to release a paltry $200 of it to you on that day, or on the next business morning depending upon the time of your deposit, and then depending on the time that you made the deposit they can hold the balance of your deposit for an additional day, so that the funds won't be fully release to your bank account until the third business day.  If, the check is larger than $5000 and/or suspicious, they can hold the amount above $5,000 for a "reasonable period of time", making it a calculated gamble for the consumer as to when the full amount of your deposit will be credited and available in your account.  As you might imagine, this can be a real inconvenience for people that have already earmarked that money to pay for tuition, home upgrades, or for a down payment on their car, bills, or the like. 

 

The height of frustration for a consumer is knowing for a fact that the check that you have deposited is good, but not being able to get your hands on those funds, especially when the news of your bank deposit being on hold is both unexpected and unwelcomed.  While you can certainly try to get the funds released earlier, whether that occurs or not, has a lot to do with the person that you are talking with, how accommodating they are, and your overall "mojo."

 

The tragic thing is that every physical check has a MICR line at the bottom of the check, which is scanned at the end of the day, sent to a processing house for clearance of said check, and quickly processed through the respective bank systems, to which your bank knows for a certainty whether the check that you have deposited is good and has thereby cleared the funds from the other bank, well before the time periods that they have put your deposit on hold.  The fact of the matter is, it doesn't take longer than 24 hours for a check of under $5,000 to clear in virtually all cases, nor does it take much additional time, if any, to verify whether a check of over $5,000 has cleared or not. 

 

While banks have the right and fiduciary duty to protect themselves from fraudulent checks and deposits, the game is rigged entirely in their favor, consequently that is why they avail themselves of the flexibility of using other people's money for "float" to enhance their profits while cheating the consumer out of his.

Umbrellas in the Sunshine by kevin murray

I always consider this to be a real-life oxymoron whenever I see someone on a bright, sunny day, walking with an umbrella to protect themselves from the "harmful" sunny rays.  I mean really!  From what I can gather, these sun-phobic people are almost exclusively women, additionally umbrellas do appear to be far more prominent amongst Asians, but I've seen all races "protecting" themselves from the sun with an umbrella.  It just seems like a total waste, rather odd, as a good sunscreen could accomplish as much with no one the wiser, with a scarf to protect your hair from "bleaching", or a sunhat would serve this purpose just as well.

 

While I can appreciate the dangers of too much sunshine, or too much exposure to the sun, the fact of the matter is, there would not be any earthly life without it.  Adequate sunshine is essential for good health, because it enables us to increase our Vitamin D levels; the warmth of the sun feels good both physically and emotionally, it boosts our immune system, and your overall health is improved by your exposure to sunlight.

 

That said I get that the real general reason why people utilize umbrellas in the sunshine is to eliminate or to minimize their exposure to sunlight so as to either to maintain their present skin color or to not allow their skin color to get any darker.  This follows the unfortunate rule that within certain cultures that those with pale skin are considered to be of a higher social status than those that have been exposed to the sun.  When in actuality those with wisdom know that you should only judge a person by the content of the character and not by the flawlessness of their skin, neither should you assume that those that work with their hands outside in the sun, are somehow people born of a lesser God or with lesser talents or with lesser love.

 

However, I do believe that people are free to choose, and further that they are free to believe what they want to believe, the line is only crossed, when cliques are created that separate people by color, or by creed, or by politics, which in order to assert how righteous or privileged that these particular people are, they have to as a matter of faith also put down others who are non-believers by birth or by virtue or by inclination.

 

People should be careful for what they wish for, for those that wish for the sun to never touch or to blemish their precious skin, it is easy enough to accomplish, by simply staying inside your house, and minimizing your time outdoors, along with also taking precautions to utilize umbrellas, hats, gloves, clothing, sunscreen, and the like to protect yourself at all costs when outside in the sunlight.    Perhaps by doing so, your life will be more fulfilling, perhaps not, either way the decision is yours to make. 

 

Remember though that if your beauty is skin deep, so must be your soul.

The Internment List by kevin murray

Most Americans are somewhat aware that during World War II, Americans or aliens of German descent, Italian descent, and Japanese descent living within the contiguous 48 states were interned in concentration camps as possible enemy aliens, or as possible enemy combatants, or as punishment for their heritage, or as a convenience for the government, or for purely racist reasons, despite their actual US citizenship in about two-thirds of these cases.  Was there any American organization that was able to prevent this unjustified and hysterical internment of thousands of civilians who had committed no crime, without trial, and prejudged by their adopted country or their country of birth?  There was not.

 

What most people are completely unaware of; however, is that the process of identifying and arresting these men, women, and children for relocation was already well identified prior to our entry into World War II.  In other words, organizations and communities of these people were infiltrated, monitored, or reported upon, so that upon the military decision to round these certain people up, the process had already been well laid out.  The decision to intern Japanese, who were for the most part small businessmen, fishermen, and farmers, was premeditated and deliberate, to which, our entry into World War II only served to implement plans that were just waiting for the go-ahead.

 

That was then, and this is now.  Our country today, encompasses the largest military budget in the world and is second only to China in regards to actual manpower.  Additionally, virtually all communities within America have a well-armed police force.  America is state-of-the-art, in which there is probably no country worldwide that has the sophistication of our monitoring equipment, our communication equipment, and our massive databases as America has today.  Never has this country known so much and in real-time about your name, your location, your habits, your assets, your bank accounts, and your friends and family relations. 

 

Within America, a list has already been created, dividing each citizen into certain categories.  America is already prepared at a moment's notice to declare martial law, to arrest and to intern citizens or residents that they deem to be problematic, not sufficiently patriotic, or a general nuisance, and to move these people efficiently and effectively to their designated concentration camps. 

 

You say that this can't happen in America, it already did, and it will happen again.  You say that this time is different, that civil rights organizations, media outlets, and the people in general, will rise up and defend our rights; they won't, because they can't.  Civil rights organizations and the few good people of America that care to make a stand won't have the wherewithal to do so.  While they may have tremendous moral courage, they lack firepower, core efficiency, money, assets, and justice.

 

When the government freezes your bank account, what will you do?  When the government identifies you as a "dangerous domestic insurgent" where will you run?  When the government already knows where you are, where will you hide?  When the government promises that after these few million peoples have been properly processed and interned that all will be back to normal, who will complain?

 

All the power in this country is contained with the government's hands; executive, judicial, and legislative are totally in their domain.  You, as a good citizen, will willingly obey their edicts or you will surely suffer the consequences.  No worries though, after they have broken you completely, you will be free to go.

The bogus land of Opportunity by kevin murray

America has the greatest multi-media in the world, to which one is lead to believe that anyone can achieve or have those things that are so readily displayed in those formats.  If one is mobile and lives in or about a major city, in America you will thereby discover great edifices, wonderful houses, beautiful parks, and natural delights, that are truly awe inspiring.  While our streets are not paved in gold, the richness of America is fairly easy to behold, but there is a problem with this vision though and that problem is that this vision primarily holds for certain sections and certain peoples of America, but with others, many others, their vision is blurred and nightmarish.

 

From the day that you are born, you will discover that America is not a level playing field, and for way too many of us, you will start out behind, having no real opportunity to make up ground for being behind, and consequently you will forever be behind, forgotten, kicked aside, and shunned.  In fact, for far too many people there won't be even one day when you have personally lived in a land of real opportunity, your dream was aborted at birth, and in its place you have the substitute of pipe dreams, wish fulfillments, and lottery tickets.

 

There are a multitude of reasons why America cannot hold itself out as being a true land of opportunity.  For instance, there is the geography of failure, to which if you are born in an impoverished, underserved, dangerous, and forsaken part of America, such as certain sections of inner cities, you pretty much have signed a warrant which stipulates that you will be distinguished as nothing more than a menace to society and treated as such.  If you are born within an unstable family structure, such as a stressed-out single-parent household, or a dysfunctional family, or a family unable or incapable of making reasoned and mature decisions, those faults will transfer onto yourself.  If the school that you attend in order to receive your free public education,  isn't a real school at all, but is, in fact, more akin to a war zone, under budgeted, malnourished, and hopelessly inept, you will quickly fall behind, never applying yourself, and consequently giving up.  If your peers and mentors are people on the fringes of society with little of the pluck and virtue that make up great character, but instead are dealers of shortcuts, scams, and hustles, your vision will be circumscribed by what you see as the evidence in front of you.

 

America has done a great disservice to some of its citizens, by emasculating them, so that in return they can hand them food, shelter, and other entitlements without expecting or desiring anything in return.  It's a poor bargain for those citizens, because that trade effectively makes them wards of the State, with little or no marketable skills and nothing to realistically aspire for or to achieve.  Their dream of equal opportunity has been canceled out for these people; most of them having had their dreams effectively nullified upon their birth, in which they have committed no sin and no offense. 

 

For some, America is still a land of real opportunity, but for far too many, it's a house of mirrors, a fog of hope, and a promissory note forever unpaid, in arrears, and perpetually in default.

Sumptuary laws by kevin murray

I suspect most people are completely unaware that there was anything like a sumptuary law back in the Middle Ages, laws that were pass, in order to primarily maintain class distinctions and to control, modify, and to keep in their place the middle as well as the lower class as to what was or wasn't allowed to be consumed for food, or worn for clothing, or purchased in general.  It material life wasn't unfair enough already, the ruling class, wanted to make it quite clear that only they could wear certain clothes or to consume a particular food, so that class distinction was readily maintained by certain visual clues. 

 

The ostensible reason for these laws was to encourage thriftiness in purchases by these unentitled peoples, to maintain social structure, and to enforce humility upon them.  Although sumptuary laws are a thing of the pass, their application in certain ways is still relevant today.  For instance, top line foreign cars are made for a specific type of person and aren't suppose to be driven by those that don't have the appropriate status to purchase them, that is to say that those people aren't really the intended buyers of said vehicles.  This also applies to housing in certain areas of cities, and to other hi-end personal purchases, their advertisements, their catch, is all meant for a certain segment of the population and to a certain extent, to a particular further segment of the population that includes "up-and-comers" and to a small extent "wanna-be's".

 

The class distinction in the Middle Ages was not something to be trifled with and the sumptuary laws were meant to make sure that people knew their place and that they did not have the effrontery to assume that they were equals at any level with the ruling class.  Furthermore, trade and other areas of commerce help to make some of the more common people, successful, perhaps a little too successful, but the ruling class wanted to make it quite clear that no matter the money, nor the intelligence, nor the accomplishments, nor the work ethic, that you could not demonstrate outwardly your positive change in fortune.

 

After all, the ruling class was accorded a specific respect as were those in the clergy that often worked in conjunction with the powers-to-be, so that neither had an interest in seeing their authority challenged or confused in any way, form, or function.  After all, if somebody else dressed or ate in the manner of the ruling class but wasn't part of that class, the rulers believed that therefore the entire edifice was threatened by this breach of decorum, in which it might be shown, that those not of that class, could comport themselves in such a way that they appeared to be of that class, indicating or implying perhaps that there was not such a huge distinction between peoples as the ruling class would have you believe.

 

This means that in the Middle Ages there was no room for a true Cinderella story, that your upward mobility was not only limited by station, but also by what you were permitted to wear, or to eat, or essentially how you were able to comport yourself.   While official sumptuary laws are a thing of the pass, fragments and images of them still exist in our world today.

Informants by kevin murray

A true informant is somebody on the inside, engaged in some sort of criminal activity or the knowledge of such, that for either selfish motives or for the greater good, feels a necessity to inform police authorities of this activity and after such communication will either continue in his former role as he was with the oversight of a particular police agency or will be essentially immediately utilized to turn State's evidence against the alleged perpetrators of the crime or crime in process.  The other type of informant, which unfortunately is far more prevalent, is the fake informant, an informant created by circumstances and selfishness, that is either incapable of doing the time for a particular crime that he has been charged with, fearful of retribution by someone or something, and in return for a lesser sentence, or being let go, is given the assignment of infiltrating certain crime targets and reporting such to appropriate law enforcement agencies.

 

Informants are only valuable to law enforcement agencies if they have actionable activities to report, if they do not have these, any funding that they receive for expenses, for their cover, for their lifestyle, and for compensation for their "work", will be reduced or cut-off completely, to which they may have to return to jail or be relieved of their duties with little chance of employment opportunities that pay well.  A significant portion of informants are selfish, desperate, and of less than a worthy character, which is a significant downfall of informants in the first place.  I mean, if you take a lowlife liar and make him an informant, what sort of real actionable information will he provide you that isn't already compromised in some way, form, or manner?

 

Further to the cause as why informants are a contradiction in action, is their ability to help instigate and to plan criminal activities in the first place.  From my viewpoint, an informant should never be permitted to engage in criminal activity as aiding and abetting a crime in progress, is a crime, no matter the cover, and so unless the informant is essentially passive in his actions, he is literally changing history by participating in it.   In today's hi-tech world, the need of physical informants should be at a new low, as recording devices and the like have never been more prevalent and more effective than they are today.  Police should be satisfied with a hands-off role in which they merely observe and record activities and then make a conscious decision on what to do base on their real-time observations and experience. 

 

Law enforcement should be very particular about the informants that they work with and there should be a strict oversight committee monitoring the activities of such.  There are always going to be people that will trade information for money, information for freedom, information for their beliefs, and those communication lines should therefore remain open and vibrant.  What really isn't needed is the manufactured informant, in which law enforcement insists that they must have an informant to keep tabs on a certain non-desirable organization or people because they lack inside information about said target and then go out and actively seek an informant of dubious value and integrity.  Doing so creates a very slippery slope, a slope that isn't good for America, isn't good for Americans, or its ideals, or its standards. 

 

Remember that two wrongs don't make a right, it's far better to hold yourself responsible and accountable to that higher standard.

Guantanamo bay by kevin murray

Guantanamo Bay, Cuba, is in the news a lot, mainly because of the notoriety of the foreign alleged enemy combatants that have been imprisoned there by the United States military forces, but that is a story for another day.  What is of more interest, however, is the fact that Guantanamo Bay is in Cuba, and Cuba is a nation that we have had an official economic boycott with since 1962, despite the fact that Cuba lies a mere 90 miles away from US soil.  Additionally, Cuba is a communist nation, but somehow the United States, has an active naval base in Cuba, its only naval base in a communist nation, to which Cuba is a sovereign nation and is not partnered with the United States in the usage or maintenance of this naval base.

 

The Cuban-American treaty was signed in 1903 ceding control and a lease of 46.8 square miles of Cuban land and the bay surrounding its naval base to the United States.  In 1934, a new agreement was signed, which essentially permitted the United States to maintain its presence in perpetuity because of the clause which stipulated that: "… until the two Contracting Parties agree to the modification or abrogation of the stipulations of the agreement…" to which the United States has no intention of changing this anytime soon. 

 

Despite Castro's protests that:  “The Republic of Cuba repudiates and considers as null and illegal those treaties, pacts or concessions signed under conditions of inequality or which disregard or diminish her sovereignty and territorial integrity,”  no tribunal, no International Court, has invalidated the current treaty, nor is this a realistic hope for Cuba.  The fact of the matter is, the United States is physically in Cuba, and it isn't leaving, and while the port has a strategic purpose, in the scale of things, it really isn't necessary for our naval exercises or our fleets, since we have excellent ports state-side as well as in Puerto Rico.  The main purpose of our continued presence there is basically to be a thorn in the side of Cuba and nothing much more than this.

 

Once the United States gets a foothold in a country, it doesn't like to retreat from it, as America pretty much follows the format that once in, they will leave at their own volition and on their own terms.  As a small sovereign island nation, Cuba has basically no recourse to remove the United States from its soil.  There isn't any country that will help Cuba, because the risks of doing so are simply not worth it, but Guantanamo Bay does serve as a bargaining chip for the normalization of the relations between our respective countries. 

 

The fact of the matter is that America trades with virtually every country in the world, no matter its political affiliation and it is therefore high time that America removes its trade embargo with Cuba through some sort of quid pro quo basis.  Perhaps America is waiting for Fidel Castro to die in order to initiate these changes, let us hope that this is the case, because if America truly wants to be looked upon as a world leader, it should start first with its relations close to home of a former friend, later to become an enemy, but no doubt amendable to burying the hatchet in recognition that our proximity to each other necessitates friendlier and more amicable relations.

Good Boy by kevin murray

According to Wikipedia.org in America "more than 1.2 million households currently live in public housing of some type." The reason that so many households must live in public housing has everything to do with their lack of income and their lack of opportunity.  In fact, most major cities have waiting lists for people that are qualified for public housing but lack accommodations and/or the budget for these impoverished people.  When it comes to public housing, do not think for even a minute that the playing field is fair, because it clearly favors one type of citizen over other types.  The rules for public housing assistance make it very clear that their preference is households in which there is not a history of any criminal activity.  In fact, a felony conviction for any member of your household often results in your eviction or disqualification from public housing, with frequently the further restriction that if a relative or friend that is a convicted felon visits your residence, than you are subject to immediate disqualification from public housing which will many times lead to your eventual eviction.  More perplexing, a mere arrest or a series of arrests for criminal activity can trigger your eviction or disqualification for public housing under the guise that this represents a "history of criminal activity" and although it appears that higher courts have upheld the standard that an arrest without a conviction is not criminal activity, most public housing authorities ignore this rule.

 

The foregoing makes it very clear that the government offers public housing to a certain segment of the population which is predominantly non-male head of household, since the male incarceration rate by gender percentage is 87-88% in the United States.  Additionally, the most frequent crime that people are convicted for in America is drug related, to which thinkprogress.org states that "…almost half of federal inmates – 48 percent – were in prison for drug crimes."  Consequently, perhaps half of people that are denied public housing based on criminal activity are essentially being denied because of past drug crimes in which typically there isn't any victim since one party is merely providing to another party a product that they desire or indulging themselves in a drug that has been criminalized..

 

Clearly, the government is primarily interested in providing public housing to those people of the population that are docile and obedient to their arbitrary rules and laws, people of a certain personality, of a certain gender, or certain characteristics, often lacking in ambition, or similar.  While, no doubt, the make-up of these poor citizens includes good people with big hearts, good morals and good purpose that have been denied fair opportunities or a good education, none of that really matters to the public housing authorities as ultimately all they care about is that they are simply able to follow the prescribed rules.

 

When it comes to the public housing authorities and their rules and formalities, their purpose is quite straightforward, if you are subservient to the Man, keep your eyes down, know your place, aren't uppity, show your respectat all times to those that are above you, and proper consideration for their superiority and wisdom, you will do alright.  The public housing authorities aren't looking for men, they won't really allow you to be a man, they are looking for boys, and as long as you are a good boy, a really good boy, you will do just fine.

Driver's License Magnetic Stripe/Barcode by kevin murray

As far as I can determine, every State of the union has either a magnetic stripe, or a barcode, or both on the back of your driver's license in America.  Ostensibly, this is done so as to provide a service to the police when you have been pulled over or are being questioned, so that they can simply swipe your driver's license or scan your barcode to ascertain quickly whether there is anything about your identity that would necessitate them taking a more meaningful action against you or in theory, to protect and serve you.

 

First off, what exactly is contained on your driver's license barcode or magnetic code?  Essentially what is contained is in digital format all of the pertinent information on the front of your driver's license with the exception of your actual picture and because this information has been scanned, any company or person utilizing equipment that can scan your license will also have the capability of storing or maintaining this information too, whether they are legally entitled to it or not.  In some States, there are laws that preclude companies or individuals from doing so, but in some States there are not.

 

The next logical question is why any company or individual would actually need to scan your license when the information that they are looking for is clearly in their view, right in front of their eyes.  While you can make a somewhat weak argument that the license needs to be scanned to cut down on "fake IDs" or as easy way to verify the age of someone buying liquor for employees that are incapable of figuring out your age based on your birth date, the real reason can only be for their own marketing, targeting, or nefarious purposes. 

 

Now let's go back to the ostensible reason for barcodes or magnetic stripes in the first place which is for the ease of use for police or other civil authorities.  The bottom line is a barcode or magnetic strip isn't necessary for law enforcement, because each driver's license, just as each passport, or each social security number, is unique in of itself, with its own individual identifying number.  Folks, it just isn't that complicated to type in a number, verify it against the driver's license, and then read your screen to see if there is any actionable information on it.

 

What is really happening here is that your driver's license is becoming more and more like a national ID card in which your personal activities can be monitored and tracked not only by government and civil authorities but also by stores or organizations that you have to frequent as a matter of course.  It is one thing to make this type of tracking, voluntary, by your use of a loyalty card, or a membership card, and it's another thing entirely to make it compulsory.

 

In short, people have a right to be left alone, people have a right to privacy, people have a right of discretion, people have a right to not have to live their lives inside a fishbowl, and people have a right to not be monitored, they need to be able to have a sanctuary.   

Credit Card Store Fees by kevin murray

In today's world, unless you are dealing with a mom and pop store, you are able to purchase your goods whether online or inside the physical store itself with a credit card.  Virtually all stores that accept credit cards accept Visa and Master Card, with most merchants also accepting Discover and American Express.  Those are four biggest players in the credit card issuance and acceptance world, with any other players being far, far behind.  Out of those four companies, Discover Financial Services has the lowest market capitalization at approximately at $28 billion; Discover also has the lowest merchant fees of these four credit card providers.

 

The use of credit cards within stores cost the stores themselves millions upon millions of dollars in credit card fees that they have to be paid to Visa or similar for the privilege of accepting this form of payment.  In other words, when you purchase a product at a store for $100 utilizing your credit card, the store never gets the full $100, but instead has to give up somewhere around just under 2% to 3.5% on each transaction which is huge percentage taken directly from the top line of these companies.  Of course, ultimately most of that cost is passed onto the consumers, in the form of higher prices for the privilege of utilizing the convenience of their credit cards.  Credit card consumers get some of the extra purchase price rebated to them from credit card bonuses, cash-backs, and the like, which means the consumer that loses out the most is the consumer who purchases his merchandize with cash or cash equivalent, which typically is the poorest segment of America, who aren't considered to be credit worthy.

 

In an era of high-technology and sophistication, it is surprising that the credit card issuers are able to charge such a high fee to stores without any real fight back.  It is well to remember, that companies such as Visa are in actuality, middlemen, of which they certainly provide a service, but the fee for that service seems wholly out of order with the risk and the service provided.  Additionally, those fees don't appear to be in any downward trend, to which one could make a very strong argument that the economies of scale alone of these credit card issuers should allow them to lower their fees and still maintain a nice, healthy balance sheet.

 

So the current situation is one in which the stores are giving up income to the credit card issuers, and the consumer is having to pay a higher net price because of the credit card fees that stores pay, with only the middleman coming out like a true winner.  This means that, for instance, the biggest retailer in the world, Wal-Mart must ask the question whether they want to issue their own national credit card that could be used in nearly all stores in the United States, as Sears did with the issuance of their Discover card in 1986 or whether they might instead make a bold and leveraged buy-out of Discover Financial Services in order to quickly level the playing field in short order.

 

If Wal-Mart was to buy the Discover Financial Services and thereupon encourage other retailers and consumers to utilize this credit card as their card of choice, they would have to noticeably knock down fees, perhaps 50% from the current 2% of so, which would most definitely take significant market share from the industry leaders, this would in turn, force Visa and the like to lower their fees in order to be more competitive.  The net result would be a win for retailers in general, for all consumers, and would force the biggest credit card providers to be more nimble, agile, and reasonable in their efficiency and fee structures.

Adults ordering kids' meals for themselves by kevin murray

Most fast food restaurants have a separate category for kids, usually for those that are age twelve and under, in which they offer kids' meals and many sit-down family restaurants also offer kids' meals.  I would assume that restaurants offer akids' menu for a variety of reasons, such as to make therestaurant more affordable for families, to appeal to kids and their simplified tastes, to bring more families in because there are reasonably-priced kids' meals, and to match what the competition is doing.  None of this is especially surprising or earth-shaking, and there are probably some families that stretch it a little bit in regards to the age requirements, but all-in-all this formula appears to work out for everyone involved.

 

However, I later discovered that some people, usually female, like to occasionally order the kids' meal for themselves.  The simplest way to do so, is at the drive-up window, in which quite frankly, it seems reasonable to order a kids' meal to go and even if the restaurant was to suspect you of really ordering it for yourself, there isn't much that they would want to do to preclude you from doing so.  In regards to sit-down family restaurants, this issue is far more problematic, to which some restaurants will simply allow you to order off of any portion of the menu, as a matter of customer retention and satisfaction, and others are fairly adamant that if you are not a child, you aren't going to be able to order off the children's' menu.

 

Is it wrong to order a kids' meal for yourself?  Basically, there are three thoughts on this.  First off, most restaurants make it clear that this is age specific, and if you are not part of that age demographic, it seems pretty obvious that you shouldn't be able to order from that menu.  Secondly, there are woman that aren't all that hungry, they are petite or perhaps even in a hurry, and consequently it isn't so much that they are trying to "get one over" on the restaurant as that they would prefer to be allowed to order only what they feel that they can eat in one sitting.  Therefore it then follows that for certain people, since there isn't a half-size option for an adult meal, that ordering an adult meal simply doesn't make sense and/or would become a temptation for them, because of dietary concerns, or calorie counts, or the like.

 

The problem for restaurants, though, is that the kids' menu is primarily there as an enticement for adults with their families to frequent the restaurant and to help increase business as opposed to the restaurant being built around kids' meals and their much lower selling price point.  For the fact of the matter is the profit margin on kids' meals is considerably less than for adult portions so most restaurants would be displeased if too many adults consistently ordered kids' meals for themselves.

 

While it is clear that adults are not kids and consequently do not qualify for purchasing kids' meals for themselves, in this era of entitlements, some adults with our without a good reason, will do so.

Why are the Reddest States in the Deep South? by kevin murray

With the primary exception of Florida, the traditional south invariably votes Republican, in the Presidential, in the Senatorial, and in the Gubernatorial. This doesn't make a lot of sense to which according to Gallup.com the non-Hispanic whites are 35% republican, 38% independent/I don't know, and 26% democrat, whereas non-Hispanic blacks are 5% republican, 29% independent/I don't know, and 64% democrat.  As for the other minorities, none are greater than 18% republican and none are greater than 36% democrat.  A straightforward interpretation of this would imply that states that are heavily non-Hispanic black, would invariably be democratic states, since non-Hispanic whites lean republican but aren't invariably republican.  This however, isn't the case whatsoever.

 

The states with the highest percentage of blacks are as follows: Mississippi, Louisiana, Alabama, South Carolina, and Georgia.  Since 1980 in the Presidential election, with the exception of Clinton twice in Louisiana, and once in Georgia, each of these states has invariably voted Republican.  In regards to the gubernatorial elections, each of these states from the time just after reconstruction until the year 2000, and almost without exception elected Democratic governors, since 2000; however, each of these states has had one Democratic governor for one term, and the balance of those years have been Republican governors.  The same voting pattern essentially holds true for Senatorial elections in each of these states in which for over 100 years after reconstruction the Senators from these states were Democrats, but just like the gubernatorial voting pattern, they have now since 2000 primarily been electing Republicans.

 

This can only mean that somehow that white voting patterns in the Deep South are not the same as they are in the north or other parts of America.  While the Deep South is certainly different than other sections of the country, especially in the importance of traditional religious values, the difference in voting must be substantial to overcome black votes in the south which are inevitably for the democratic candidate.   This means, essentially, that whites in the Deep South are overwhelmingly voting Republican irrespective of their party affiliation because they believe in core values such as pro-life, pro-military, anti-illegal immigration, anti-Affordable care act, anti-Union, and pro-Defense of Marriage.

 

That isn't the complete story though.  Unfortunately, the other aspect of white voting habits in the Deep South resides in the prejudices of mankind.  It isn't so much that the whites in the Deep South want to keep the black man down, although there is truth there, it is as if they don't want to support anyone or any program that would allow blacks or other minorities to overcome them in the pecking order of the society that they envision, and further to the point that they don't particularly care to be trifled with by those "damn Yankees" or "bleeding heart liberals".

 

Therefore the secret for the Democrats when it comes to changing the voting habits of the Deep South, is to recognize that since you already hold all the core Democrat votes, you must modify your pitch and your programs to appeal to the unique interests of the whites of the Deep South, which probably means being more accommodating to their values without compromising the big picture itself.

Tobacco-Free Campuses by kevin murray

 

Smoking has been around since time immemorial in one form or another, additionally tobacco was our first successful exported cash crop in America, and furthermore the smoking of tobacco is a legal activity within America.  Therefore, it's extremely disappointing to see that many college campuses have enacted a tobacco-free rule which treats collegiate students as children.  The negative information about smoking is so prevalent, that if somebody decides to smoke, that is their decision to make, and therefore college campuses should not make it their policy to preclude somebody from indulging in a substance that provides them some sort of pleasure, need, or comfort.

 

The call from some that "secondhand smoke" in an outdoor environment causes or can cause cancer is a red herring of the highest order.  This is sham science at its absolute worse, and if this charge is actually true, that secondhand smoke creates or causes cancer than there would be actual verifiable scientific studies that demonstrate this beyond a reasonable doubt, but in fact, according to the Journal of the National Cancer Institute and their study of over 76,000 woman over a decade, the result was as reported by forbes.com "… found no statistically significant relationship between lung cancer and exposure to passive smoke."

 

The real issue about tobacco-free campuses, which by the way, applies to all tobacco or tobacco related products, such as electronic cigarettes (which contains no tobacco), is their control, the primacy of your body as opposed to your spirit, the supremacy of science, and the degradation of your mind and soul.   The message that college campuses that support tobacco-free laws is that your physical body is all that you will ever be, which kind of defeats the purpose of going to college in the first place.

 

These colleges aren't interested in you actually thinking about what this country stands for,  or especially what this country was founded on, they care only that you obey them and their edicts, even if they are unconstitutional, unfair, prejudicial, and poor law.  There are several nails in the coffin that colleges are prepared to use; tobacco-free is just the beginning of this onslaught.  If you can't smoke, you shouldn't be able to drink alcohol either, nor should you be able to eat or consume any sugar products, or have a BMI greater than 20% for males or 25% for females.  If you're less than 5'6" for males, you shouldn't be admitted to a college campus because as Randy Newman put it: "short people got no reason to live", and if you're too tall or too talented or too good looking you should be treated as Kurt Vonnegut's Harrison Bergeron was as "under-handicapped" and thereby be regarded as an enemy of the state.

 

Tobacco-free campuses are just another significant step in the direction of one size fits all.  We should all be the same, even though we aren't, we should all think the same, even though we don't, and we should all achieve about the same, that way we're interchangeable.   What colleges should be about is engaging the mind and the spirit to think, to contemplate, and to accomplish great things of real worth to mankind, with or without the smoke.

The two diverging paths of marijuana by kevin murray

There are multiple worlds for marijuana and its use, depending upon the State that you reside in.  For instance, there is the onslaught of marijuana being available for medical purposes in which prescriptions for its usage are handed out like candy, there are two States that have legalized marijuana (Washington and Colorado), additionally we have the ongoing decriminalization of marijuana in other States, and for those States that still criminalize marijuana usage a jury of their peers are becoming more and more reluctant to convict marijuana users despite clear evidence of their guilt in a court of law, which effectively negates laws against marijuana usage in those States that have not liberalized their laws.  However, despite our Constitutional Amendment that gives rights not accorded to the Federal Government to the people or to the State, respectively, the history of America over the last half-century is clearly a history of the Federal Government dominating and asserting itself into the peoples’ and State rights. 

 

Because of the Federal Government’s power and Federal judiciary that often aids and abets this power, States that have liberalized their marijuana laws face the fear and are subject to the Damocles sword that the Federal Government represents.    There is no doubt that a collision course is in process between the States and the Federal Government and the sooner that this is dealt with and it is resolved the clearer the path will be.

 

I, for one, am at a lost as to how marijuana stores in Colorado and Washington are even able to operate in good faith, when it would appear that they are in danger of being dealt out of business by the Federal Government at any moment.  For instance, banks which are heavily regulated will not readily accept the transactions of these businesses, which means therefore that these marijuana stores do all their sales in cash and consequently have to deal with the inconveniences of having a lot of cash on their premises that needs to be secured on a day-to-day level.

 

The Federal Government does not seem to comprehend that a legal business will essentially drive out the illegal business of marijuana sales, even if the legal price of marijuana is substantially higher than the illegal one.  We can somewhat judge the validity of this statement by taking a look at alcohol sales and activities during prohibition in which the illegal distilling and distribution of alcoholic goods is virtually non-existent at this point.  People, for the most part, are willing to pay a premium to be both on the right side of the law and to rest assured that the goods that they are procuring meet a certain particular standard.

 

Nothing about the popularity or the prevalence of marijuana should come as a surprise to the Federal Government and simply issuing an edict that the Feds will not stand in the way of the States when it comes to this issue would be all the clarity that the States would need, yet the Federal Government is reluctant to legislate this issue once and for all.  It is not for me to judge whether marijuana is any better or worse than alcohol, suffice to say, they are not the same thing.  What is clearly apparent, though, is that even for those folks that don’t smoke marijuana, or don’t believe that marijuana has any real positive value and the like, aren’t exactly clamoring for the continuing criminalization of marijuana,

 

The battle for the hearts and minds of America in reference to marijuana is over, the Federal Government has it wrong, the people have spoken, let the people in each State therefore make their choice, as that should be their prerogative.

Something worth dying for by kevin murray

If you haven't found something worth dying for, then you probably haven't found the true meaning of life itself.  The fact of the matter is that none of us gets out of here alive, in which all of us will suffer the death of our physical body, no matter how much we might not want to think about that process, or whether it will happen, or why it has to happen, it happens, to the good and to the bad, to the rich and to the poor, to the religious and the irreligious.  Since the bell will indeed toll for everyone it behooves us to discover something worth dying for, because in finding that, we will probably discover why we are living here to begin with.

 

There may be some in which when put to the test, will state, that there is absolutely nothing that they would suffer death for.  Perhaps they are very rich, or been bless with many pleasures in life, no doubt they are totally self-centered, egotistical, feel a certain invincibility, and are untouched in any way by pain or suffering.  The problem for this type of person, is circumstances will change, in which they too will be put to the test at some point and unprepared for this experience, will be found wanting.

 

There are others that can hardly find a thing worth living for, never mind dying, in which their dejected lives are already defeated, deflated, hopeless, and filled with the hunger pangs of injustice.   For these poor souls, they too often see a world of disappointment, hatred, violence, and pain, in which death is not treated as an unmitigated evil, it is seen more as a welcome reprieve,  or even as a final celebration from the cords of our earthly life. 

 

Most people, however, are in-between these two worlds, finding plenty of things to be happy and joyful for, and finding also plenty of things to feel sorrow and to be fearful of.  Death for most of them, is a subject that isn't readily discussed, it's best avoided or put off to another day, a day therefore to which the can has been kicked down the road, but the road and that can keeps coming back into their field of view and nudging them to pay attention to it but they won't, because to do so will make them have to face themselves as they truly are and that confrontation must be avoided at all costs. 

 

Still we are left with the fact that the true purpose of life is to find something worth dying for.  Perhaps for some people they will be willing to suffer death for their children's sake, or for their parents, or for a true friend, of for a country, or for love of another, or love of God, or even to correct an injustice done to another.  Each of us has a cross to bear, each of us must face that moment when we must relinquish our self from this earth, from this body, and from this time. 

 

For those that have found that something worth dying for, than they are already prepared to meet their Maker, come what may, to them no bullet can steal their soul, no whip can take their spirit, and no madman can annihilate their true self.  They are immortal, created by their Maker, and to Him they will return.